A major financial decision
While it doesn’t involve the sort of sums involved in other loan types, buying a car is still a major financial decision and it’s important to make sure you go about it the right way. To help you obtain the right kind of finance for the car you are after, we’ll discuss with you all the aspects of vehicle finance that need to be considered, starting with what you can afford and what you are willing and able to pay. This includes the costs of owning and running a car, such as annual registration fees, insurance, roadside assistance, petrol, repairs, maintenance, and road tolls. All of these things must be taken into account when seeking to purchase the car that’s right for you.
The right car loan for you
As a type of personal loan, the term of a car loan can vary to suit your individual requirements, but as a rule that term is generally somewhere between 12 months and 5 years. We will discuss the advantages and disadvantages of both shorter and longer terms, and together with you select the car loan that best suits your circumstances, at rates better than those obtained through dealer finance.
